2026 Cash Composition Contest

September 16, 2025 - March 1, 2026


Contact: Laurie Rivetto: rivettol@msu.edu or Kathy Jamieson: jamies13@msu.edu

All youth residing in Michigan, age 9-19 as of (January 1, 2025) are encouraged to answer this year’s financial essay question in 300 words or less for a chance to win a $100 gift card. 

2026 Cash Composition Topic: 

Scams and fraud can happen to anyone, even if you’re careful. In your essay, explain how you protect yourself from fraud or scams and what steps others your age can take to stay safe. What are some warning signs to look out for? If you or someone you know has ever experienced a scam, what did you learn from it? Why do you think some people still fall for scams, even when they know the risks?

Timeline:

All essays are due March 1 by 11:59 p.m. Eastern Time.

Download Contest Flyer

For more information and resources to prepare for the contest, check out the link below. 

Register

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